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If you’re fit and well, health insurance covers most acute medical conditions, such as:
Cancer - including palliative care, diagnosis, chemotherapy, radiotherapy, etc
Heart Disease - including aftercare
Stroke aftercare
Sports injuries unless your a professional sports person
Mental health - issues including counselling and psychiatric care
Complementary therapies - physiotherapy and osteopathy
Alternative therapies - acupuncture, homeopathy, etc
Many plans now also include access to digital GPs.
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All insurers have exclusions, including care that's only ever dealt with by the NHS, such as:
Accident and emergency
Chronic conditions such as asthma and diabetes
Travel
Each insurer typically has their own list of exclusions, so make sure to ask your advisor when getting your health insurance quotes.
NHS waiting times are now over 7.6 million. If you’re in your 50s, 60s or 70s, delays can mean unnecessary stress - or worse, late diagnoses. With private health insurance you'll:
Access to prompt diagnosis and treatment
Choose from a range of consultants and hospitals
Cover serious conditions like cancer, arthritis, and heart disease
It’s completely free to compare the top 5 insurers - and best of all - we won't be beaten on price or we'll give you a £250 M&S voucher*
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