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With NHS wait lists now topping 8 million, many people are turning to private health insurance for faster care and peace of mind.

But going direct to a provider like Bupa or Aviva means you could miss out on better value elsewhere. That’s where we come in...

Use our free health insurance comparison service to see plans from Bupa, Aviva, AXA, Vitality and more — side by side.

Get prices, benefits, and options clearly — from just £2/day

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Choose your consultant, hospital, and level of cover that suits you

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It’s completely free - click below to start comparing now — and take control of your health, your way.

4.9 / 5 Based on 3000+ comparisons

Mrs Hargreaves

"Great service as always - quick response to any correspondence, knowledgeable, friendly and polite and they got me the best deal for my health insurance."


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Mrs Sell

"I recently purchased a health insurance policy through Which Money Adviser, and I can't speak highly enough of their advice and expertise. Their guidance was invaluable in helping me navigate the complex world of health insurance and find the perfect policy for my needs. Thank you!"

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Mr Dale

"Delighted to now have my health insurance in place. The process was quick and simple, and my adviser walked through all the policy options with me before I decided, in my own time, which was write for myself and the family. Thanks and will certainly use the website again!"

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Mr Howard

"My Adviser, Adam, was very pleasant - explaining all my options including additional cover options. The whole thing took about 30 minutes, with just one application form to sign. Would recommend to friends and family."

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Mr McMillan

"Very helpful, managing to get me top insurance. They answered my questions and explained everything very clearly. I would recommend Which Money Adviser. Thank you!"

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Mr Hyde

"Chuffed to bits now that I've got me health insurance sorted. The whole thing was a doddle, and me advisor walked me through all the policy options before I made a decision, in me own time, that was right for me and the fam. Cheers, mate! I'll definitely be usin' the website again!"

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Specialists in Over 60s health insurance

We provide access to independent and unbiased advice on the leading health insurance providers in the UK, giving you ultimate peace of mind.

No one anticipates injury or illness, but being prepared is the key to safeguarding your future.

Enjoy the freedom of flexible appointment times, access to a prestigious network of specialist consultants and doctors, and personalised care that puts your needs first.

Avoid NHS waiting times, so that you can focus more on recovering and less time waiting.

Forget about shared hospital rooms – enjoy the comfort of private en-suite rooms with à la carte menus.

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People aged 50+ use our service for fast answers, honest advice, and great cover.

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What's commonly covered with private health insurance?

If you’re fit and well,  health insurance covers most acute medical conditions, such as:

Cancer including palliative care, diagnosis, chemotherapy, radiotherapy, etc

Heart Disease including aftercare care

Stroke aftercare

Sports injuries (we can also help pro sports persons)

Mental health issues including counselling and
psychiatric care

Complementary therapies such as physiotherapy and osteopathy

It's also good to know...

All insurers do have exclusions which can include anything that will only ever be dealt with by NHS, such as:

Accident and emergency

Chronic conditions such as asthma and diabetes

Insurers usually won’t cover your travel either. Each insurer typically has their own list of exclusions, so make sure to ask when getting your health insurance quotes.

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